:root{--ink:#14232f;--mut:#51606c;--bg:#f5f6f4;--card:#fff;--line:#dde2e0;--brand:#12384f;--brand2:#0c2535;--acc:#d9531e;--wa:#128c4a;--wa2:#0e7039}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}img,svg{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
header.top{background:var(--card);border-bottom:1px solid var(--line);z-index:20}@media(min-width:800px){header.top{position:sticky;top:0}}
.bar{display:flex;align-items:center;gap:12px;padding:10px 0;flex-wrap:wrap}
.logo{font-weight:800;font-size:1.25rem;letter-spacing:-.02em;color:var(--brand);text-decoration:none;display:flex;align-items:center;gap:8px}
.logo b{background:var(--acc);color:#fff;border-radius:6px;padding:1px 7px;font-size:1rem}
nav{margin-left:auto;display:flex;gap:4px;flex-wrap:wrap}
nav a{padding:8px 10px;border-radius:8px;text-decoration:none;color:var(--ink);font-size:.95rem}
nav a:hover,nav a[aria-current]{background:#e9eeec}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 18px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:1rem}
.btn-wa{background:var(--wa);color:#fff}.btn-wa:hover{background:var(--wa2)}
.btn-line{border-color:var(--brand);color:var(--brand);background:transparent}.btn-line:hover{background:var(--brand);color:#fff}
.btn-sm{padding:7px 12px;font-size:.9rem;border-radius:8px}
.hero{background:linear-gradient(135deg,var(--brand2),var(--brand));color:#fff;padding:56px 0 48px}
.hero h1{font-size:clamp(1.9rem,5vw,3rem);line-height:1.1;margin:0 0 14px;letter-spacing:-.025em;max-width:18ch}
.hero p{font-size:1.1rem;max-width:58ch;color:#d6e3ea;margin:0 0 22px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn-line{border-color:#fff;color:#fff}.hero .btn-line:hover{background:#fff;color:var(--brand)}
.tag{display:inline-block;background:rgba(255,255,255,.14);padding:4px 12px;border-radius:99px;font-size:.85rem;margin-bottom:16px}
section{padding:44px 0}section h2{font-size:1.65rem;letter-spacing:-.02em;margin:0 0 8px}
.lead{color:var(--mut);max-width:62ch;margin:0 0 24px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
a.card{text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-3px);box-shadow:0 8px 22px rgba(18,56,79,.12)}
.card h3{margin:10px 0 6px;font-size:1.15rem}.card p{margin:0;color:var(--mut);font-size:.95rem}
.ico{width:46px;height:46px;color:var(--acc)}
.steps{counter-reset:s;display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps div{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px 20px 20px 64px;position:relative}
.steps div:before{counter-increment:s;content:counter(s);position:absolute;left:18px;top:18px;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800}
.band{background:var(--card);border-block:1px solid var(--line)}
.search{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 20px}
.search input{flex:1;min-width:220px;padding:13px 14px;font-size:1.05rem;border:2px solid var(--line);border-radius:10px;background:#fff}
.search input:focus{outline:none;border-color:var(--brand)}
.chips{display:flex;gap:8px;flex-wrap:wrap;margin:0 0 18px}
.chip{border:1px solid var(--line);background:#fff;padding:6px 13px;border-radius:99px;cursor:pointer;font-size:.9rem}
.chip[aria-pressed=true]{background:var(--brand);color:#fff;border-color:var(--brand)}
.plist{display:grid;gap:10px}
.item{display:grid;grid-template-columns:1fr auto;gap:6px 16px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.item .nm{font-weight:650}.item .cd{color:var(--mut);font-size:.85rem}
.item .pr{font-weight:800;font-size:1.1rem;color:var(--brand);text-align:right}
.item .pr small{display:block;font-weight:500;color:var(--mut);font-size:.75rem}
.item .act{grid-column:1/-1;display:flex;justify-content:flex-end}
@media(min-width:720px){.item{grid-template-columns:1fr 150px auto}.item .act{grid-column:auto}}
.note{font-size:.88rem;color:var(--mut);margin-top:14px}
.count{color:var(--mut);margin:0 0 10px;font-size:.92rem}
footer{background:var(--brand2);color:#c4d3dc;padding:36px 0;font-size:.93rem}
footer a{color:#fff}footer h4{color:#fff;margin:0 0 8px}
.fgrid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.fab{position:fixed;right:16px;bottom:16px;z-index:30;box-shadow:0 6px 18px rgba(0,0,0,.28);border-radius:99px}
.crumb{font-size:.88rem;color:#9fb6c4;margin:0 0 10px}.crumb a{color:#d6e3ea}
.two{display:grid;gap:24px;grid-template-columns:1fr}@media(min-width:800px){.two{grid-template-columns:1.1fr .9fr}}
ul.ok{padding-left:20px;margin:0}ul.ok li{margin:4px 0}
.empty{padding:24px;text-align:center;background:#fff;border:1px dashed var(--line);border-radius:12px}